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Business

The Best of All Possible Worlds.

Running a business can be a circus of liabilities. When in doubt, smart companies choose caution and breadth, often finding valuable coverage components in a host of different plans and options.

This is our sweet spot. Tailoring individual insurance plans to meet the distinct needs of small and mid-sized businesses.

If your company offers employment benefits, consider Employee Retirement Income Security Act (ERISA) Coverage that extends beyond a standard ERISA fidelity bond. And make sure you know the difference between Fiduciary and Employee Benefits Liability, since the ERISA Act can place a fiduciary's personal assets at risk.

Coverages may have similar names from insurer to insurer, but their terms can be starkly different. We'll help you sort through the discrepancies—in punitive damages, definitions of bodily injury, etc.

In business, planning is everything. That's why we're here. To help you navigate the world of Employment-related Practices Liability Coverage, Commercial Umbrella Policies, Property Coverage, and more.

There is no standard package for business insurance. Every company has different preferences and needs. It's why we make custom relationships our first point of emphasis. One of you. One of us.

Risk Management

As added value, Andersen provides contractual risk transfer seminars and materials that help businesses implement effective risk management programs. We explain:

  • The Necessity of Contractual Risk Transfer
    • Indemnification Clauses
    • Landlord/Tenant leases
    • Independent Contractors
  • The Benefits of Informed Decision Making When Transferring Financial Risk
    • General Liability
    • Umbrella
    • Workers Compensation and Volunteers
    • Directors & Officers Liability
    • Liquor Legal Liability
    • International Liability
  • Disaster Recovery and International Travel/Exposure Planning

Loss Scenario
Bad Employees... Just Get Worse >>

Loss Scenario
Advisor Skims 401 (k) Deposits >>

Loss Scenario
Property Manager Fails to Make Repairs >>